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Saturday, February 27, 2010

Friday, February 26, 2010

the VID BLOC: GO HARD or GO HOME!!!!

Sprite why did you punk out and split the winnings. ZTA came with it....

Just watch the videos and you decide

Zeta Tau Alpha: Epsilon 


AKA: Alpha Tau
 


No brainer ZTA smashed it... call it shock factor, call it an illegal team, call it what you want.... they smashed it....


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Tuesday, February 23, 2010

the Bank: Financial Tip of the Week


Savings should not be a curse word in your vocabulary. Especially in this time, savings is very important to anyone's portfolio. Here is my first Financial Tip:

If you are saving more in your 401K than you are in your personal savings, STOP or lessen your contributions to your 401K immediately. Your 401K "nest egg" should not have more money going to it than your personal savings. Rule of thumb; match each 401K contribution with an equal or greater amount to your savings on a per paycheck basis. For example, if you are putting 8% into your 401K each check, then you need to put 8% into your savings account each check as well. If you can't do that, than you either have to reduce your retirement contributions to a point where you can or stop contributing all together and put that money directly into your savings account for a period of time.

Remember this last point: 401Ks, 403Bs, SEP IRAs, have special withdrawal guidelines that could hinder you from accessing your funds in the event of an emergency. That's why your 401K and Savings accounts should be equal in value. If not, this could be a potentially fatal flaw in your financial foundation.

Don't fall in the trap like most people. Don't have thousands of dollars in your retirement account, but only a few hundred dollars in your savings account.

Thanks for reading this post and I look forward to sharing more 'Financial Tips" in the near future.

Financial Guru

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Quote of the Day

The greatest title that anyone can give someone is the title of Friend. - Jouran Crosby