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Saturday, November 07, 2009
the Stadium: NBA Scores from 11/6/2009
Atlanta 83
Charlotte 103
Final
Washington 86
Indiana 102
Final
New Jersey 94
Philadelphia 97
Final
Detroit 103
Orlando 110
Final
Phoenix 110
Boston 103
Final
Denver 88
Miami 96
Final
Toronto 107
New Orleans 90
Final
Cleveland 100
New York 91
Final
Milwaukee 87
Minnesota 72
Final
Oklahoma City 94
Houston 105
Final
LA Clippers 118
Golden State 90
Final
Memphis 98
LA Lakers 114
Final
San Antonio 84
Portland 96
Final
Friday, November 06, 2009
the OUTER LIMITS: Instead of Calling it Cheating, Let's Call it Kidnapping
*ring ring* -(wife)- Baby I just need to see you now. It's just so miserable without you.
-(male voice) - Ha Ha Ha you like what I did huh
- (wife in a quivering voice) - yes yes
- (male voice) - but what about your husband?
- (wife) - umm don't worry about that, I got that handled just come get me around 5 pm
- (male voice) - Fa Realzzzzzzz, I got u
-phone hangs up-
( 4::45pm comes and the male voice picks the female voice up)
*car door slams shut and the patrons lock in a passionate kiss*
- (wife) - Damn it's so good to see you. I can't wait to get home
- (male voice) - Home??? Isn't that where we just left?
-(wife) - nah, nah, nah I told you I gots this right? So what you saying.. me and you can't have a home together?
-(male voice) - nah not at all baby, but i mean you're marr.... (wife stops him from speaking by placing her finger over his mouth)
- (wife) - watch this
(wife picks up her cell phone and sends this text message)
-txt msg- ....Oh my gosh baby I've been kidnapped
(then turns her phone off)
- (male voice) - what did you say
- (wife) - Baby do you trust me?
- (male voice) - i mean yeh but i'm just askn
-(wife) - don't worry your little self about that, just worry about tonight ok
(male voice breaks out into a smile and replies) Oh I GOTS THAT!!! Hope you ready for the Chocolate Thunder HA HA HA (then he turns up the radio beating that independent remix to 50 Cent's song by indie artist Double Nickles and Miho - Have a Baby by me and Be A Brokennaire)
(Meanwhile at the Husband's job)
- (husband) - OH SH*T WTF - (he runs over to his manager shaking nervously) - hey can I leave I just got a text that said my wife was kidnapped and she's not picking up her phone
- (manager) - Wow umm ... yea go go ... call us as soon as you know what's going on
(husband turns around without saying a word and sprints out the office doors. He is now breaking every existing and imagined speed limit and traffic law.)
*BEEP BEEP of the horn* - (husband) - MOVE THE F&*K OUT THE WAY!!!!!!
(husband slams the car in park and runs into the apartment without closing either the car or apartment door and yells) -(husband) - BEY! BEY! HEY BEY! you here
(he is now in full on panic mode crying his eyes out. The dogs are barking loud and then runs out the front door back to his car to get his phone)
*Ring Ring* (operator)- 911 what's your emergency
(crying hysterically) - (husband) - ey wuf has been kdznapsssssssssss
- (operator)- Sir calm down I can't understand you. Take a few deep breaths and say what you said slowly
(in a whimpering voice)-(husband) - My wife was kidnapped *sniff sniff*
(operator obtains all the husband's information and dispatches several cars)
(officers and several U.S. Marshals arrive at the home to begin questioning the husband)
-(Marshal 1) - Sir no worries we will do everything in our power to bring your wife back safe
(next day)
(somewhere in Metro Atlanta, GA)
- (laying in bed staring at the ceiling) (male voice) - damn baby last night was the ish? Mos def handled that...Ha Ha Ha but wait are you going home today?
- (wife)- Oh you got some jokes today huh? (breaks out into laughter) Nah seriously though stop asking I told you I handled it. (she rolls over and lays on his chest) Trust me I'm here to stay
(talking through a big smile on his face)- (male voice) - Fa Realzzz baby ... thats why u my main
(now it's 7:30pm and one of the Marshals run into a room where several officers are discussing the case)
- (Marshal 2) - Sir we got a lock on that cell phone it appears the phone is right here (pointing to a map)
- (Marshal 1) - Get everyone ready and let's roll
(Officers, Marshal's, and S.W.A.T arrive at the location at 9:00 pm)
- (Marshal 1) - Ok let's proceed with caution. We don't know what's behind this door. Everyone safety's off.
*Knock Knock*
- (male voice) - Who is it
- (Marshal 1) - U.S. Marshal's Service OPEN THE DOOR
(male opens the door and is visibly shaken after opening the door and seeing 10 officers in the hallway) - (male voice) H-H-H-How can I help you
- (Marshal 1) - Have you seen this woman?
- (male voice) - Yea thats *bleep* she's in the back
(Officers storm the house and throw the male voice on the ground and slap handcuffs on him)
-(male voice) - WTF I didnt do nuthing
-(Marshal 1) - You and You go to the back; see if you can find the woman
(wife walks out the bedroom, to the front on the phone to see what's going on...two officers approach her)
- (Officer 1) - Ma'am are you safe
-(screaming) - (wife) Yes I am WTF is going on
-(Officer 1) - That man kidnapped you right? We are here to take you home
-(wife)- No he didn't kidnap me .. WTF are you talking abou....(It suddenly hits her like a 18 wheeler hitting a telephone poll)
(jumping up)- (Marshal 1) - Let me see your phone (and swiftly takes the phone from her)
(Marshal 1 is now thumbing through text messages and the wife starts to cry hysterically)
- (Marshal 1) - Officer 1 please arrest her
(Officer 1 places handcuffs on her)
-(looking at the male voice who is looking up at her from the floor with big eyes) - (sobbing) - (wife)- I'm so sorry
-(male voice yelling) - (male voice) - SORRY my ass!!! what the hell... I never kidnapped you ... why you lying on me? You said you handled this.. you said you left him for me!!!
- (wife) - I know ... I know... i'm so-o-o-o-rrrry
(Marshal 1 sorts things out and let's the male voice go and takes the wife to jail for charges of False Report of a Crime)
***************************************
Ok this is a gross exaggration of the actual events, however the events did occur. A 24 year old wife in the Metro Atlanta area sent the above text message to her husband saying she was kidnapped. Speculation is leading everyone to believe she was (queues up R. Kelly - DownLow) on the Down Low Down Low
(someone from the audience yells) Fa REALLZZZZZZ
Yea fa realz!
This is why I feel anyone under a certain age should have a psych exam before you getting married. I mean you see what the slightly off and reality challenged indivdual does when they attempt to make adult decisions too soon. This is a disease called imsodumbidontknowititis. This person had to have that to believe she could fake a kidnapping, so she could creep LMAO. I mean #comeonson
Until next time... Thanks for reading the OUTER LIMITS: Real Stories ripped from the headlines juiced up OURBLOC.com style
Written by: Ran
ran@ourbloc.com
Follow Ran on Twitter @RannyRan
Live it, Love it, Share it - OURBLOC.com
-(male voice) - Ha Ha Ha you like what I did huh
- (wife in a quivering voice) - yes yes
- (male voice) - but what about your husband?
- (wife) - umm don't worry about that, I got that handled just come get me around 5 pm
- (male voice) - Fa Realzzzzzzz, I got u
-phone hangs up-
( 4::45pm comes and the male voice picks the female voice up)
*car door slams shut and the patrons lock in a passionate kiss*
- (wife) - Damn it's so good to see you. I can't wait to get home
- (male voice) - Home??? Isn't that where we just left?
-(wife) - nah, nah, nah I told you I gots this right? So what you saying.. me and you can't have a home together?
-(male voice) - nah not at all baby, but i mean you're marr.... (wife stops him from speaking by placing her finger over his mouth)
- (wife) - watch this
(wife picks up her cell phone and sends this text message)
-txt msg- ....Oh my gosh baby I've been kidnapped
(then turns her phone off)
- (male voice) - what did you say
- (wife) - Baby do you trust me?
- (male voice) - i mean yeh but i'm just askn
-(wife) - don't worry your little self about that, just worry about tonight ok
(male voice breaks out into a smile and replies) Oh I GOTS THAT!!! Hope you ready for the Chocolate Thunder HA HA HA (then he turns up the radio beating that independent remix to 50 Cent's song by indie artist Double Nickles and Miho - Have a Baby by me and Be A Brokennaire)
(Meanwhile at the Husband's job)
- (husband) - OH SH*T WTF - (he runs over to his manager shaking nervously) - hey can I leave I just got a text that said my wife was kidnapped and she's not picking up her phone
- (manager) - Wow umm ... yea go go ... call us as soon as you know what's going on
(husband turns around without saying a word and sprints out the office doors. He is now breaking every existing and imagined speed limit and traffic law.)
*BEEP BEEP of the horn* - (husband) - MOVE THE F&*K OUT THE WAY!!!!!!
(husband slams the car in park and runs into the apartment without closing either the car or apartment door and yells) -(husband) - BEY! BEY! HEY BEY! you here
(he is now in full on panic mode crying his eyes out. The dogs are barking loud and then runs out the front door back to his car to get his phone)
*Ring Ring* (operator)- 911 what's your emergency
(crying hysterically) - (husband) - ey wuf has been kdznapsssssssssss
- (operator)- Sir calm down I can't understand you. Take a few deep breaths and say what you said slowly
(in a whimpering voice)-(husband) - My wife was kidnapped *sniff sniff*
(operator obtains all the husband's information and dispatches several cars)
(officers and several U.S. Marshals arrive at the home to begin questioning the husband)
-(Marshal 1) - Sir no worries we will do everything in our power to bring your wife back safe
(next day)
(somewhere in Metro Atlanta, GA)
- (laying in bed staring at the ceiling) (male voice) - damn baby last night was the ish? Mos def handled that...Ha Ha Ha but wait are you going home today?
- (wife)- Oh you got some jokes today huh? (breaks out into laughter) Nah seriously though stop asking I told you I handled it. (she rolls over and lays on his chest) Trust me I'm here to stay
(talking through a big smile on his face)- (male voice) - Fa Realzzz baby ... thats why u my main
(now it's 7:30pm and one of the Marshals run into a room where several officers are discussing the case)
- (Marshal 2) - Sir we got a lock on that cell phone it appears the phone is right here (pointing to a map)
- (Marshal 1) - Get everyone ready and let's roll
(Officers, Marshal's, and S.W.A.T arrive at the location at 9:00 pm)
- (Marshal 1) - Ok let's proceed with caution. We don't know what's behind this door. Everyone safety's off.
*Knock Knock*
- (male voice) - Who is it
- (Marshal 1) - U.S. Marshal's Service OPEN THE DOOR
(male opens the door and is visibly shaken after opening the door and seeing 10 officers in the hallway) - (male voice) H-H-H-How can I help you
- (Marshal 1) - Have you seen this woman?
- (male voice) - Yea thats *bleep* she's in the back
(Officers storm the house and throw the male voice on the ground and slap handcuffs on him)
-(male voice) - WTF I didnt do nuthing
-(Marshal 1) - You and You go to the back; see if you can find the woman
(wife walks out the bedroom, to the front on the phone to see what's going on...two officers approach her)
- (Officer 1) - Ma'am are you safe
-(screaming) - (wife) Yes I am WTF is going on
-(Officer 1) - That man kidnapped you right? We are here to take you home
-(wife)- No he didn't kidnap me .. WTF are you talking abou....(It suddenly hits her like a 18 wheeler hitting a telephone poll)
(jumping up)- (Marshal 1) - Let me see your phone (and swiftly takes the phone from her)
(Marshal 1 is now thumbing through text messages and the wife starts to cry hysterically)
- (Marshal 1) - Officer 1 please arrest her
(Officer 1 places handcuffs on her)
-(looking at the male voice who is looking up at her from the floor with big eyes) - (sobbing) - (wife)- I'm so sorry
-(male voice yelling) - (male voice) - SORRY my ass!!! what the hell... I never kidnapped you ... why you lying on me? You said you handled this.. you said you left him for me!!!
- (wife) - I know ... I know... i'm so-o-o-o-rrrry
(Marshal 1 sorts things out and let's the male voice go and takes the wife to jail for charges of False Report of a Crime)
***************************************
Ok this is a gross exaggration of the actual events, however the events did occur. A 24 year old wife in the Metro Atlanta area sent the above text message to her husband saying she was kidnapped. Speculation is leading everyone to believe she was (queues up R. Kelly - DownLow) on the Down Low Down Low
(someone from the audience yells) Fa REALLZZZZZZ
Yea fa realz!
This is why I feel anyone under a certain age should have a psych exam before you getting married. I mean you see what the slightly off and reality challenged indivdual does when they attempt to make adult decisions too soon. This is a disease called imsodumbidontknowititis. This person had to have that to believe she could fake a kidnapping, so she could creep LMAO. I mean #comeonson
Until next time... Thanks for reading the OUTER LIMITS: Real Stories ripped from the headlines juiced up OURBLOC.com style
Written by: Ran
ran@ourbloc.com
Follow Ran on Twitter @RannyRan
Live it, Love it, Share it - OURBLOC.com
OURBLOC.com: Quote of the day
"Never forget that only dead fish swim with the stream." - Malcolm Muggeridge
Quote provided courtsey of @DJTommyGunzNJ from Twitter
Live it, Love it, Share it - OURBLOC.com
Quote provided courtsey of @DJTommyGunzNJ from Twitter
Live it, Love it, Share it - OURBLOC.com
Thursday, November 05, 2009
the Stoop: Sugar Was so Sweet He Went to Jail for It
This story is beyond crazy, so first let me set the mood.
Last summer a guy wakes up in the middle of the night with the urge to engage in some adult fun. Since he didn't pay his cell phone bill, he couldn’t make that infamous late night booty call.
Wait, he hears a noise. The noise is faint but yet soothing to his ears. His adrenaline begins to pump feverishly as his head rapidly swivels trying to discover what this enchanting sound was that has captivated his full being.
To the window he runs, he looks down and sees a dim light in this wooden red structure. Down the stairs he runs and out the door in one swift move leaving his pants and vitals behind. The louder the noise gets the faster he runs. He is now in full HEAT as he leaps a 7 foot fence in one hop, but then he suddenly stops. He looks around the gather his barons as the evening wind gently blows around him.
He smiles
He has finally made it to his destination and the anticipation of the unknown has him ready to explode.
He is so blinded by his unbridled desire that he doesn't realize he has just walked into a barn (*record scratches*) yea a barn folks. His beautiful Greek siren neighs at him and he responds back "I NEED YOU RIGHT NOW".
The horse glances at him with that Gary Coleman "what you talking about Willis" look. Before the horse could run...BAM...Sugar (the horse) is getting taken advantage in a way she could have never imagined.
Sugar (the horse) is perplexed at what's going on, but she continues buck and neigh louder until her owner comes to the stable locked, hot, and ready to rock with a double barrel shotgun. Still unknown to the guy that he is banging a mare, he runs pass the owner until he is engulfed by the dark of the night.
Fast forward to July 2009 and the same guy wakes up in the same manner. He attempts to replay the exact same situation, but he meets a much different ending. This time he is arrested for buggery and today pleads guilty to assaulting Sugar. ... LMAO LMAO
Oh ok everything in the above story is a gross exaggeration of the actual acts, however, the act did occur and a South Carolina man is now in jail for 3 years for sexually assaulting a horse.
(*someone yells from the audience*) FOR REALS
Yes FOR REALS! All you can do is shake your head and say that this guy is sick and really needs help. Hey he is going to a place where there are "horses of another sort", so he should be right at home.
Written by: Ran
ran@ourbloc.com
Follow on Twitter @Rannyran
Live it, Love it Share it - OURBLOC.com
Last summer a guy wakes up in the middle of the night with the urge to engage in some adult fun. Since he didn't pay his cell phone bill, he couldn’t make that infamous late night booty call.
Wait, he hears a noise. The noise is faint but yet soothing to his ears. His adrenaline begins to pump feverishly as his head rapidly swivels trying to discover what this enchanting sound was that has captivated his full being.
To the window he runs, he looks down and sees a dim light in this wooden red structure. Down the stairs he runs and out the door in one swift move leaving his pants and vitals behind. The louder the noise gets the faster he runs. He is now in full HEAT as he leaps a 7 foot fence in one hop, but then he suddenly stops. He looks around the gather his barons as the evening wind gently blows around him.
He smiles
He has finally made it to his destination and the anticipation of the unknown has him ready to explode.
He is so blinded by his unbridled desire that he doesn't realize he has just walked into a barn (*record scratches*) yea a barn folks. His beautiful Greek siren neighs at him and he responds back "I NEED YOU RIGHT NOW".
The horse glances at him with that Gary Coleman "what you talking about Willis" look. Before the horse could run...BAM...Sugar (the horse) is getting taken advantage in a way she could have never imagined.
Sugar (the horse) is perplexed at what's going on, but she continues buck and neigh louder until her owner comes to the stable locked, hot, and ready to rock with a double barrel shotgun. Still unknown to the guy that he is banging a mare, he runs pass the owner until he is engulfed by the dark of the night.
Fast forward to July 2009 and the same guy wakes up in the same manner. He attempts to replay the exact same situation, but he meets a much different ending. This time he is arrested for buggery and today pleads guilty to assaulting Sugar. ... LMAO LMAO
Oh ok everything in the above story is a gross exaggeration of the actual acts, however, the act did occur and a South Carolina man is now in jail for 3 years for sexually assaulting a horse.
(*someone yells from the audience*) FOR REALS
Yes FOR REALS! All you can do is shake your head and say that this guy is sick and really needs help. Hey he is going to a place where there are "horses of another sort", so he should be right at home.
Written by: Ran
ran@ourbloc.com
Follow on Twitter @Rannyran
Live it, Love it Share it - OURBLOC.com
the WALKMAN: Wiz Khalifa - Burn After Rolling
Post provided courtesy of HeartShok Entertainment and Datpiff.com
Music Editor: Dayne Dash
Follow Dayne Dash on Twitter @Daynedash
Live it, Love it, Share it - OURBLOC.com
Music Editor: Dayne Dash
Follow Dayne Dash on Twitter @Daynedash
Live it, Love it, Share it - OURBLOC.com
the Stadium: NBA Scores from 11/4/2009
Detroit 99
Toronto 110
Final
Phoenix 100
Orlando 122
Final
Miami 93
Washington 89
Final
Denver 122
New Jersey 94
Final
Indiana 101
New York 89
Final
Boston 92
Minnesota 90
Final
LA Lakers 103
Houston 102
Final OT
Dallas 107
New Orleans 114
Final OT
Atlanta 113
Sacramento 105
Final
Memphis 105
Golden State 113
Final
the Stoop: Congress Extends and Expands the New Homebuyer Program
Regardless of what naysayers have said, the New Homebuyer's Tax credit has worked to prop up many communities. The current program that gave up to $8,000 in credits to new buyers and was set to expire on November 30, 2009 is nearing an extension by Congress. To appease some of these naysayers, a grand perk has been added for current homeowners looking to get into the market.
Under the new program, current homeowner who have owned their home for 5+ years are eligible for tax credits of up to $6,500 if they buy a new home. First-time homebuyers [this includes anyone who has not owned a home in the last 3 years] will still get up to $8,000 for their purchase. To qualify, buyers from both groups will have to sign a purchase agreement by April 30, 2010, and close by June 30, 2010.
There will be an array of conservatives and naysayers that will come out heavy against this program, but remember consumption coupled with government stimulus are fundamental fiscal programs to pull macro economies out of a recession. I personally believe that these programs should have been rolled out back in October 2007 when everyone saw the housing problem exploded into a housing crisis.
This will definitely be good news for homebuilders, real estate agents, and businesses that support these industries.
Written by: Ran
ran@ourbloc.com
Follow Rannyran on Twitter @Rannyran
Live it, Love it, Share it - OURBLOC.com
Under the new program, current homeowner who have owned their home for 5+ years are eligible for tax credits of up to $6,500 if they buy a new home. First-time homebuyers [this includes anyone who has not owned a home in the last 3 years] will still get up to $8,000 for their purchase. To qualify, buyers from both groups will have to sign a purchase agreement by April 30, 2010, and close by June 30, 2010.
There will be an array of conservatives and naysayers that will come out heavy against this program, but remember consumption coupled with government stimulus are fundamental fiscal programs to pull macro economies out of a recession. I personally believe that these programs should have been rolled out back in October 2007 when everyone saw the housing problem exploded into a housing crisis.
This will definitely be good news for homebuilders, real estate agents, and businesses that support these industries.
Written by: Ran
ran@ourbloc.com
Follow Rannyran on Twitter @Rannyran
Live it, Love it, Share it - OURBLOC.com
the SHOPPE: My Fall Wishlist!
Who's feeling generous?
$155.00
Happy Shopping;-p
LIVE it, LOVE it, SHARE it - OURBLOC.COM
Courtesy of ShopBop
theautty@ourbloc.com
Follow Autty on Twitter @theautty
Happy Shopping;-p
LIVE it, LOVE it, SHARE it - OURBLOC.COM
Courtesy of ShopBop
theautty@ourbloc.com
Follow Autty on Twitter @theautty
HeartShok Entertainment Presents
New Yung Cal- "Shorty I"
(This is definitely a heater for the Ladies)
You can follow the Heartshok Entertainment Family on Twitter @:
@YungCal_HS
@DayneDash
@Prezdacapo_HS
@Chrisjoe3
For more information on Yung Cal and HeartShok Entertainment visit www.HeartShokEntertainment.com
OURBLOC.com Music Editor: Dayne Dash
Follow Dayne Dash on Twitter @DayneDash
Blurb written by: Ran
Ran@ourbloc.com
Follow Ran on Twitter @rannyran
Live it, Love it, Share it - OURBLOC.com
OURBLOC.com: Quote of the Day
" The man who views the world at 50 the same as he did at 20 has wasted 30 years of his life." -by Muhammad Ali-
quote provided by @RobertWisdom from Twitter
Live it, Love it, Share it - OURBLOC.com
quote provided by @RobertWisdom from Twitter
Live it, Love it, Share it - OURBLOC.com
the Stoop: More from Beanie Sigel About the R.O.C. and Did 50 Just Sign Beans???
Video is Courtsey of Thisis50.com
Interview Conducted by the Hot Boyz on Power 99
Beanie Sigel and 50 Cent Part 1
Beanie Sigel and 50 Cent Part 2
Live it, Love it, Share it - OURBLOC.com
Interview Conducted by the Hot Boyz on Power 99
Beanie Sigel and 50 Cent Part 1
Beanie Sigel and 50 Cent Part 2
Live it, Love it, Share it - OURBLOC.com
the Stoop: Dame Dash Provides a Lack Luster Response to the Brewing R.O.C. Beef
Video Provided Courtesy of MTV News
Seriously these dudes need to wake up. The more and more Dame and Jay speak; the more and more they validate everything that Beanie Sigel is saying, but you be the judge.
Live it, Love it, Share it - OURBLOC.com
Seriously these dudes need to wake up. The more and more Dame and Jay speak; the more and more they validate everything that Beanie Sigel is saying, but you be the judge.
Live it, Love it, Share it - OURBLOC.com
Wednesday, November 04, 2009
the STOOP: Verizon is About to Break You for Breaking Them
Since Verizon Wireless is the #1 cellular carrier in the nation, one would think there is no need to be greedy, but think again. I am not sure if greed is the right choice of word, ok let's say it this way…a strategic business decision has been made at Verizon Wireless to increase the early termination fee for breaking a contract from $200 a year to $350 a year. Yes you read that correctly, $350 a YEAR BUDDY (* in my Pauly Shore voice*)
It's not known which phones and phone plans will experience an increase in contract rates. What is known is if you sign up for service beginning November 15, 2009, your break fee will be worst than a hemorrhoid that's immune to preparation H.
"Can you hear me?" yep loud and clear.
As a concession, Verizon will reduce your early termination fee by $10 for each month you keep your contracted service. Hmmm so that means (* taking a break to count on my fingers *) if I wait until the 23rd month and 29th day, my break fee is still $120!!!! GTFOH ...LOL... had to laugh at that one. That is like doing an adult act with no lubrication...smh.
What's crazy to me is most probably sign up for a service because that carrier has the phone they want, not necessarily because of their network. I mean regardless how many times a commercial says no drop calls; we all still have drop calls. I think it’s time for cell phone manufacturers to be like I made this phone for this network, everyone can have it, forget exclusivity to one service. Cell phone carriers always say they don't make any money off the sale of the phones. I mean hey if you’re charging $200 a month for service and $350 a month as a break fee, who cares if you make money off the phone sale or not lol.
Here's my new adage for cell phone service "Can't stand em when you have em, but you will go crazy without em". I guess since we are going to pay for it, they are going to do it. It’s capitalism at its best gotta love it. I do I’m just not a fan of blatant greed…oh wait I mean “business decisions like this.”
Written by: Ran
ran@ourbloc.com
Follow Ran on Twitter @Rannyran
Live it, Love it, Share it - OURBLOC.com
It's not known which phones and phone plans will experience an increase in contract rates. What is known is if you sign up for service beginning November 15, 2009, your break fee will be worst than a hemorrhoid that's immune to preparation H.
"Can you hear me?" yep loud and clear.
As a concession, Verizon will reduce your early termination fee by $10 for each month you keep your contracted service. Hmmm so that means (* taking a break to count on my fingers *) if I wait until the 23rd month and 29th day, my break fee is still $120!!!! GTFOH ...LOL... had to laugh at that one. That is like doing an adult act with no lubrication...smh.
What's crazy to me is most probably sign up for a service because that carrier has the phone they want, not necessarily because of their network. I mean regardless how many times a commercial says no drop calls; we all still have drop calls. I think it’s time for cell phone manufacturers to be like I made this phone for this network, everyone can have it, forget exclusivity to one service. Cell phone carriers always say they don't make any money off the sale of the phones. I mean hey if you’re charging $200 a month for service and $350 a month as a break fee, who cares if you make money off the phone sale or not lol.
Here's my new adage for cell phone service "Can't stand em when you have em, but you will go crazy without em". I guess since we are going to pay for it, they are going to do it. It’s capitalism at its best gotta love it. I do I’m just not a fan of blatant greed…oh wait I mean “business decisions like this.”
Written by: Ran
ran@ourbloc.com
Follow Ran on Twitter @Rannyran
Live it, Love it, Share it - OURBLOC.com
the Classifieds: Calling All Artists, Wine Lovers, or Expressive Graphic Designers
If you are an Artists, Wine Lovers with Design Skills, Graphic Designers, etc... The Capital Grille has an ongoing competition for you.
In a few months, The Capital Grille will add an exclusive offering of a vintage Napa Valley Cabernet Sauvignon to their illustrious wine list. The only thing issue is, before they can add this exclusive wine, the bottle needs a beautiful label that will capture the essence of their Muse. Here are the details from The Capital Grille's website:
Now the information that everyone is waiting for:
For full competition details click here
Hurry the competition ends on November 30, 2009.
In a few months, The Capital Grille will add an exclusive offering of a vintage Napa Valley Cabernet Sauvignon to their illustrious wine list. The only thing issue is, before they can add this exclusive wine, the bottle needs a beautiful label that will capture the essence of their Muse. Here are the details from The Capital Grille's website:
The Muse
This remarkable Cabernet was discovered by our Master Sommelier George Miliotes in a small corner of Napa Valley where the high elevation, rugged terrain and salty breezes from San Pablo Bay produce a full-bodied flavor profile of ripe cherries, black cassis, cedar and vanilla. It’s an inspired wine deserving of an equally inspired label on its bottle.Now the information that everyone is waiting for:
The Reward
If your label is chosen, it will be showcased on each hand-numbered bottle of this limited offering of Cabernet this spring. You will also win a full case of this special vintage along with an all-expenses paid excursion to Napa Valley for insider tours of some of the world’s most respected wineries.For full competition details click here
Hurry the competition ends on November 30, 2009.
Side Note
If you have not experienced "The Capital Grille" yet, I highly recommend this establishment as a must visit. The food is absolutely exquisite and their famous wine list has offerings for the most exclusive palates.the Classifieds:10 Jobs With High Pay and Minimal Schooling Required!
Post courtsey of Yahoo! Finance and Investopedia.com
by Michael Kling
You don't have to go to college earn a decent living. Some professions pay good salaries without requiring post-secondary schooling.
A college degree can be a great path towards a well-paying, satisfying profession, but a bachelor's degree isn't for everyone. In fact, some see advanced education as overrated. A surge in the number of college graduates have dampened the value of a college education. College comes intact with high tuition, room and board, and supplies fees - and that's not even factoring in debt payments that usually last for years, if not decades.
Trusting the 'Net
Beware of online lists of top-paying professions with little schooling. Some lists cite obscure professions or ones requiring long-term on-the-job training. Just because a profession doesn't officially require a degree is no indicator that and education wouldn't be advantageous, especially for inexperienced applicants in today's competitive job market.
Your New Career
Here's a list of top-paying jobs requiring little schooling, and their median annual earnings as of 2006, using the latest data available from the Bureau of Labor Statistics. Keep in mind that these jobs have their own challenges and often require some type of specialized schooling - sometimes on-the-job training.
Air Traffic Controllers: $117,200
These workers make sure airplanes land and take off safely, and they typically top lists of this nature. The median 50% earned between $86,860-142,210, with good benefits. Air traffic controllers are eligible to retire at age 50 with 20 years of service, or after 25 years at any age. More from Yahoo! Finance:
Watching blinking dots on a radar screen that control the lives of hundreds can be stressful, and the job require specialized FAA schooling and on-the-job training. Typically, two to four years of training are needed in order to become fully certified, although previous military experience can cut that time down significantly.
Industrial Production Managers: $77,670
They oversee manufacturing activities. A college degree is preferred, but not necessarily mandatory. They often work in industries such as aviation and automobiles.
First-Line Police and Detective Supervisors: $69,300
Police officers can advance through the ranks to become supervisors by passing exams and achieving good performance reviews, and advanced training can help win promotions.
Funeral Director: $49,620
College programs in mortuary science usually last from two to four years. You typically must also serve a one-year apprenticeship, pass an exam and obtain a state license. Hours can be long and irregular. Dealing with dead bodies and crying relatives isn't for everyone.
Police and Sheriff Patrol Officers: $47,460
Police corporals had an average minimum annual base salary of $44,160, according to the International City-County Management Association. But total income can significantly exceed base salary because of overtime pay. And police officers can often retire at half-pay after 25-30 years of service.
Applicants usually must have at least a high school education, and some departments require a year or two of college or even a degree. Rookies are trained at police academies.
Advertising Sales Agents: $42,750
20% have a high school degree or less, and 10% have an Associate's degree.
Real Estate Brokers and Sales Agents: $39,760
Don't let that figure fool you; the highest 10% earned more than $111,500. While advanced coursework is not necessarily required, new entrants must pass an exam and get a state license. Connections in the community and a willingness to work hard are what really count, but experience and a good housing market also help.
Occupational Therapist Assistants: $42,060
These workers usually need an associate degree or a certificate. They work with occupational therapists, helping injured patients recover from, or compensate for, lost motor skills. Job prospects are good in the growing health care field, especially for those with some post-secondary education.
Occupational Therapist Aides: $25,000
These employees receive most training on the job. Under supervision of occupational therapists, they also work with injured people. Competition for jobs is tougher for those with only a high school diploma.
Physical Therapist Assistants: $41,360
These workers deal with physical therapists, helping patents improve mobility, relieve pain or overcome injuries or disabilities. Those working in home health care services tend to make more on average. Aides, earning an average of $22,000, are trained on the job. Assistants, who have greater responsibilities, typically need an associate's degree.
The Bottom Line
Despite a recession, plenty of career paths can lead to well-paying professions without spending four years or more hitting the books, including opportunities in law enforcement, health care and sales. The goal is to find a job that matches your own particular talents and preferences in addition to supporting your lifestyle.
Link to the full article on Yahoo! Finance
Live it, Love it, Share it - OURBLOC.com
by Michael Kling
You don't have to go to college earn a decent living. Some professions pay good salaries without requiring post-secondary schooling.
A college degree can be a great path towards a well-paying, satisfying profession, but a bachelor's degree isn't for everyone. In fact, some see advanced education as overrated. A surge in the number of college graduates have dampened the value of a college education. College comes intact with high tuition, room and board, and supplies fees - and that's not even factoring in debt payments that usually last for years, if not decades.
Trusting the 'Net
Beware of online lists of top-paying professions with little schooling. Some lists cite obscure professions or ones requiring long-term on-the-job training. Just because a profession doesn't officially require a degree is no indicator that and education wouldn't be advantageous, especially for inexperienced applicants in today's competitive job market.
Your New Career
Here's a list of top-paying jobs requiring little schooling, and their median annual earnings as of 2006, using the latest data available from the Bureau of Labor Statistics. Keep in mind that these jobs have their own challenges and often require some type of specialized schooling - sometimes on-the-job training.
Air Traffic Controllers: $117,200
These workers make sure airplanes land and take off safely, and they typically top lists of this nature. The median 50% earned between $86,860-142,210, with good benefits. Air traffic controllers are eligible to retire at age 50 with 20 years of service, or after 25 years at any age. More from Yahoo! Finance:
Watching blinking dots on a radar screen that control the lives of hundreds can be stressful, and the job require specialized FAA schooling and on-the-job training. Typically, two to four years of training are needed in order to become fully certified, although previous military experience can cut that time down significantly.
Industrial Production Managers: $77,670
They oversee manufacturing activities. A college degree is preferred, but not necessarily mandatory. They often work in industries such as aviation and automobiles.
First-Line Police and Detective Supervisors: $69,300
Police officers can advance through the ranks to become supervisors by passing exams and achieving good performance reviews, and advanced training can help win promotions.
Funeral Director: $49,620
College programs in mortuary science usually last from two to four years. You typically must also serve a one-year apprenticeship, pass an exam and obtain a state license. Hours can be long and irregular. Dealing with dead bodies and crying relatives isn't for everyone.
Police and Sheriff Patrol Officers: $47,460
Police corporals had an average minimum annual base salary of $44,160, according to the International City-County Management Association. But total income can significantly exceed base salary because of overtime pay. And police officers can often retire at half-pay after 25-30 years of service.
Applicants usually must have at least a high school education, and some departments require a year or two of college or even a degree. Rookies are trained at police academies.
Advertising Sales Agents: $42,750
20% have a high school degree or less, and 10% have an Associate's degree.
Real Estate Brokers and Sales Agents: $39,760
Don't let that figure fool you; the highest 10% earned more than $111,500. While advanced coursework is not necessarily required, new entrants must pass an exam and get a state license. Connections in the community and a willingness to work hard are what really count, but experience and a good housing market also help.
Occupational Therapist Assistants: $42,060
These workers usually need an associate degree or a certificate. They work with occupational therapists, helping injured patients recover from, or compensate for, lost motor skills. Job prospects are good in the growing health care field, especially for those with some post-secondary education.
Occupational Therapist Aides: $25,000
These employees receive most training on the job. Under supervision of occupational therapists, they also work with injured people. Competition for jobs is tougher for those with only a high school diploma.
Physical Therapist Assistants: $41,360
These workers deal with physical therapists, helping patents improve mobility, relieve pain or overcome injuries or disabilities. Those working in home health care services tend to make more on average. Aides, earning an average of $22,000, are trained on the job. Assistants, who have greater responsibilities, typically need an associate's degree.
The Bottom Line
Despite a recession, plenty of career paths can lead to well-paying professions without spending four years or more hitting the books, including opportunities in law enforcement, health care and sales. The goal is to find a job that matches your own particular talents and preferences in addition to supporting your lifestyle.
Link to the full article on Yahoo! Finance
Live it, Love it, Share it - OURBLOC.com
the SHOPPE: Editors' Closet Sales this Week!
Below are this week's private sales from Editors' Closet ! Remember to reply to this post with your email address or send me your email address at theautty@ourbloc.com so I can refer you!
Happy Shopping ;-p
Courtesy of Editors' Closet
Follow Autty on Twitter @theautty
OURBLOC.com: Quote of the day
Success is a sequence of
T.ry
I.mprove
M.anage
E.xcel
Quote provided courtsey of @SerendipityJane
Live it, Love it, Share it - OURBLOC.com
T.ry
I.mprove
M.anage
E.xcel
Quote provided courtsey of @SerendipityJane
Live it, Love it, Share it - OURBLOC.com
the SHOPPE: My Fall Wishlist!
Tuesday, November 03, 2009
Rants and Rave: Did Jay have Charlamagne fired?
Here is the post courtesy of GlobalGrind.com and Wendyista
After six months on the air in Philly as host of his own morning show, Charlamagne was fired this morning. Why the firing you ask? The PC answer is: "The Beat said they want to move in a different direction." However, many say it's because of an interview with Beanie Sigel, criticizing Jay-Z, that aired last Friday. Jay-Z, allegedly, swooped down on The Beat and Charlamagne was handed his walking papers and his page on the station's Web site removed with the quickness.
******************************************************
Ran's comments:
If these allegations are true, this would be a sad day for the hip hop game to know that Jay-Z stooped this low to take food out of someone's mouth because of an interview. Here is the Charlamagne and Beanie Sigel interview and song:
Yes Jay-Z is a good artist. Yes Jay is dominating the charts, but to have someone fired for doing an interview with another person that says you did them wrong, is seriously bad business. Jay-Z if this is true, all that did was validate what Beanie Sigel stated. I felt the interview was done well and was not aimed to be slanderous; it was one individual’s opinion about a situation that they encountered. What wasn’t in good taste was Jay-Z's response while in Canada conducting an interview.
Since the break up of Roca-Fella Records, there have been numerous rumors, reports, and interviews that exposed the ugly business side of the Hip Hop Titan. One of the most damaging allegations was the song “Big Brother” by Kanye West. I know Jay said it was done tasteful and Kanye was like it was done out of respect to him, but listen to the words of that song. Is that something you want done to you if you are an aspiring anything? Do you want someone who is supposed to be there to help you grow, be the main individual tearing you down? Now here we are again, yet another allegation.
Jay you're 40 years old, if you did this man, it's time to grow up and be an adult. What's next? Are you going to call Google and ask them to remove every blog that says something negative about you and your work? Jay not sure if you ever heard of a document called the "Constitution of the United States" and in this document there is an Amendment. You don't have to look to far into it to see it, here let me help you locate it ... it's the First Amendment "The Right To Free Speech".
Jay-z if you look back on the history of the profession that made you UBER rich, you will see that the Hip Hop game has been fighting for the right to uphold this amendment. I guess since you are JAY-Z it only applies to you and not anyone who speaks out against you. Again if the allegations are true, it's bad business and yet another black eye to an industry littered with black eyes.
Written by: Ran
ran@ourbloc.com
Follow Ran on Twitter @rannyran
Live it, Love it, Share it - OURBLOC.COM
After six months on the air in Philly as host of his own morning show, Charlamagne was fired this morning. Why the firing you ask? The PC answer is: "The Beat said they want to move in a different direction." However, many say it's because of an interview with Beanie Sigel, criticizing Jay-Z, that aired last Friday. Jay-Z, allegedly, swooped down on The Beat and Charlamagne was handed his walking papers and his page on the station's Web site removed with the quickness.
******************************************************
Ran's comments:
If these allegations are true, this would be a sad day for the hip hop game to know that Jay-Z stooped this low to take food out of someone's mouth because of an interview. Here is the Charlamagne and Beanie Sigel interview and song:
Yes Jay-Z is a good artist. Yes Jay is dominating the charts, but to have someone fired for doing an interview with another person that says you did them wrong, is seriously bad business. Jay-Z if this is true, all that did was validate what Beanie Sigel stated. I felt the interview was done well and was not aimed to be slanderous; it was one individual’s opinion about a situation that they encountered. What wasn’t in good taste was Jay-Z's response while in Canada conducting an interview.
Since the break up of Roca-Fella Records, there have been numerous rumors, reports, and interviews that exposed the ugly business side of the Hip Hop Titan. One of the most damaging allegations was the song “Big Brother” by Kanye West. I know Jay said it was done tasteful and Kanye was like it was done out of respect to him, but listen to the words of that song. Is that something you want done to you if you are an aspiring anything? Do you want someone who is supposed to be there to help you grow, be the main individual tearing you down? Now here we are again, yet another allegation.
Jay you're 40 years old, if you did this man, it's time to grow up and be an adult. What's next? Are you going to call Google and ask them to remove every blog that says something negative about you and your work? Jay not sure if you ever heard of a document called the "Constitution of the United States" and in this document there is an Amendment. You don't have to look to far into it to see it, here let me help you locate it ... it's the First Amendment "The Right To Free Speech".
Jay-z if you look back on the history of the profession that made you UBER rich, you will see that the Hip Hop game has been fighting for the right to uphold this amendment. I guess since you are JAY-Z it only applies to you and not anyone who speaks out against you. Again if the allegations are true, it's bad business and yet another black eye to an industry littered with black eyes.
Written by: Ran
ran@ourbloc.com
Follow Ran on Twitter @rannyran
Live it, Love it, Share it - OURBLOC.COM
the Shoppe: Top 15 Franchise Failures
Post is courtesy of Investopedia and Yahoo! Finance
by Katie Adams
The recession has hit franchise owners particularly hard, with the Small Business Administration (SBA) reporting record loan default rates for 2008-2009. According to the SBA, individuals who took on SBA loans to finance a franchise had a 43% higher failure rate than in 2007. In total, those franchise losses cost the SBA $93.3 million last year - nearly 170% higher than the year before. Since 2004, franchise loan defaults have increased by nearly 10% (from 3.1% to 13.4%), highlighting that franchise owners have had an increasingly difficult time making a successful go of their new ventures. Sorting through the 2009 Franchise Coleman Report we were able to determine the franchises that had the highest SBA loan failure rates in 2008.
1. Noble Roman's Pizza
Billing itself as "The Better Pizza People," this Indianapolis-based franchiser has had a tough time selling that proposition to customers. While the company reported a 30% net income increase in Q1 of 2009, Q2 total revenues were down more than $500,000 from the comparable period in 2008. Maybe that's why 53% of all owners with SBA loans defaulted in 2008.
2. PJ's Coffee and Tea Café
PJ's Coffee and Tea Café started out as a small business in New Orleans 30 years ago and only recently began selling franchise rights across the south, southeast and southwest. It might want to stick to Cajun country - 50% of the franchisees failed on their SBA loans last year.
3. Super Suppers
At the height of the market, working families expanded their spending to include luxuries such as cleaning services, lawn services and even assemble-your-own dinner services. Super Suppers jumped on the concept and its franchise growth was exponential between 2005 (40), to 2006 (152), and 2007 (206). However, the growth stalled with no new franchise owners coming on board in 2008, and existing owners with SBA loans began failing at a quick pace - 42%, to be exact, in 2008.
4. Figaro's Italian Pizza
Figaro's has been in business for 28 years, but most of its franchise owners aren't likely to reach that same anniversary. One-third defaulted on their loans, unable to grab enough of the industry's $32 billion in annual revenues.
5. New York NY Fresh Deli
Perhaps it was the low single-site franchise fee ($17,500) that attracted new business owners, but it was low revenues that led to closed doors. Thirty-one per cent defaulted on SBA loans in '08.
6. Amazon Café
This franchiser offers smoothies, wraps, salads, soups, juices and more, but apparently not enough more to keep all operators in business. Thirty per cent failed in 2008, and more than 52% have defaulted on their SBA loans since 2000.
7. Simple Simon's Pizza
Simple Simon's grew from one store in Tulsa to a network of 220 restaurants nationwide since 1982. However, nearly 30% of store owners who took on an SBA loan to finance the start-up have defaulted. Perhaps selling pizza isn't quite so simple after all.
8. Snip-Its
The Snip-Its children's hair salons ranked 30th on the Franchise Times' 2007 list of 55 fastest growing franchises, but two years later that growth has stalled. Thirty per cent of store owners with SBA financing failed to repay their loans in 2008.
9. U Build It
Seeking to grab a share of the market that made Lowe's and Home Depot household names the U Build It franchise offers owners an opportunity to serve as "construction consultants" for DIYers interested in building or renovating their own homes. But when the housing market collapsed, it shouldn't come as a shock that 27% of their franchisees reneged on their SBA loans.
10. Bellacino's Pizza
If you're a Facebook user, you can become a Bellacino's Pizza "fan." Unfortunately 26% of Bellacino's owners that took on SBA financing couldn't get enough regular fans to stay current on their debt payments. That number closes in on 30% dating back to 2000.
11. Blockbuster Video
While Blockbuster was able to fend off brick and mortar competitors, it has struggled to maintain market share since Netflix and Redbox changed the rules of the game. In 2008, one in four store owners with SBA loans failed to repay their debt; that number jumps to a sobering 38% since 2000.
12. Pizza Factory
If this list proves anything, it should be that entrepreneurs might do well to avoid pizza franchises. Twenty-four per cent of Pizza Factory owners took a pass on repaying their SBA loans in 2008, and that number jumps to 43% if you look back to 2000.
13. Pro Golf
With a rising unemployment rate, workers aren't knocking off early to hit the links. Perhaps that's what led to 24% of Pro Golf franchise owners defaulting on their SBA loans. But the fact that 64% of all owners have failed to repay their loans since 2000 makes you think that perhaps the business model is the real news, not the recession.
14. Conoco Service Station
While ConocoPhillips Company is a Fortune 500 company, its service center franchise owners (more than 3,100 operate under the Conoco, Phillips 66 and Union 76 brands) are struggling. More than one in five (22%) have defaulted on their SBA financing commitment.
15. Keva Juice
Keva's product isn't a "blendsation" everywhere. Twenty-two per cent of these smoothie store owners didn't raise enough revenue to repay their SBA loans last year; more than one in four (26%) have defaulted on their loans since 2000.
Conclusion
The moral of this story? If you're going to take on an SBA loan to finance your franchise, take a close look at which fellow entrepreneurs failed before you face the same fate.
Live it, Love it, Share it - OURBLOC.com
by Katie Adams
The recession has hit franchise owners particularly hard, with the Small Business Administration (SBA) reporting record loan default rates for 2008-2009. According to the SBA, individuals who took on SBA loans to finance a franchise had a 43% higher failure rate than in 2007. In total, those franchise losses cost the SBA $93.3 million last year - nearly 170% higher than the year before. Since 2004, franchise loan defaults have increased by nearly 10% (from 3.1% to 13.4%), highlighting that franchise owners have had an increasingly difficult time making a successful go of their new ventures. Sorting through the 2009 Franchise Coleman Report we were able to determine the franchises that had the highest SBA loan failure rates in 2008.
1. Noble Roman's Pizza
Billing itself as "The Better Pizza People," this Indianapolis-based franchiser has had a tough time selling that proposition to customers. While the company reported a 30% net income increase in Q1 of 2009, Q2 total revenues were down more than $500,000 from the comparable period in 2008. Maybe that's why 53% of all owners with SBA loans defaulted in 2008.
2. PJ's Coffee and Tea Café
PJ's Coffee and Tea Café started out as a small business in New Orleans 30 years ago and only recently began selling franchise rights across the south, southeast and southwest. It might want to stick to Cajun country - 50% of the franchisees failed on their SBA loans last year.
3. Super Suppers
At the height of the market, working families expanded their spending to include luxuries such as cleaning services, lawn services and even assemble-your-own dinner services. Super Suppers jumped on the concept and its franchise growth was exponential between 2005 (40), to 2006 (152), and 2007 (206). However, the growth stalled with no new franchise owners coming on board in 2008, and existing owners with SBA loans began failing at a quick pace - 42%, to be exact, in 2008.
4. Figaro's Italian Pizza
Figaro's has been in business for 28 years, but most of its franchise owners aren't likely to reach that same anniversary. One-third defaulted on their loans, unable to grab enough of the industry's $32 billion in annual revenues.
5. New York NY Fresh Deli
Perhaps it was the low single-site franchise fee ($17,500) that attracted new business owners, but it was low revenues that led to closed doors. Thirty-one per cent defaulted on SBA loans in '08.
6. Amazon Café
This franchiser offers smoothies, wraps, salads, soups, juices and more, but apparently not enough more to keep all operators in business. Thirty per cent failed in 2008, and more than 52% have defaulted on their SBA loans since 2000.
7. Simple Simon's Pizza
Simple Simon's grew from one store in Tulsa to a network of 220 restaurants nationwide since 1982. However, nearly 30% of store owners who took on an SBA loan to finance the start-up have defaulted. Perhaps selling pizza isn't quite so simple after all.
8. Snip-Its
The Snip-Its children's hair salons ranked 30th on the Franchise Times' 2007 list of 55 fastest growing franchises, but two years later that growth has stalled. Thirty per cent of store owners with SBA financing failed to repay their loans in 2008.
9. U Build It
Seeking to grab a share of the market that made Lowe's and Home Depot household names the U Build It franchise offers owners an opportunity to serve as "construction consultants" for DIYers interested in building or renovating their own homes. But when the housing market collapsed, it shouldn't come as a shock that 27% of their franchisees reneged on their SBA loans.
10. Bellacino's Pizza
If you're a Facebook user, you can become a Bellacino's Pizza "fan." Unfortunately 26% of Bellacino's owners that took on SBA financing couldn't get enough regular fans to stay current on their debt payments. That number closes in on 30% dating back to 2000.
11. Blockbuster Video
While Blockbuster was able to fend off brick and mortar competitors, it has struggled to maintain market share since Netflix and Redbox changed the rules of the game. In 2008, one in four store owners with SBA loans failed to repay their debt; that number jumps to a sobering 38% since 2000.
12. Pizza Factory
If this list proves anything, it should be that entrepreneurs might do well to avoid pizza franchises. Twenty-four per cent of Pizza Factory owners took a pass on repaying their SBA loans in 2008, and that number jumps to 43% if you look back to 2000.
13. Pro Golf
With a rising unemployment rate, workers aren't knocking off early to hit the links. Perhaps that's what led to 24% of Pro Golf franchise owners defaulting on their SBA loans. But the fact that 64% of all owners have failed to repay their loans since 2000 makes you think that perhaps the business model is the real news, not the recession.
14. Conoco Service Station
While ConocoPhillips Company is a Fortune 500 company, its service center franchise owners (more than 3,100 operate under the Conoco, Phillips 66 and Union 76 brands) are struggling. More than one in five (22%) have defaulted on their SBA financing commitment.
15. Keva Juice
Keva's product isn't a "blendsation" everywhere. Twenty-two per cent of these smoothie store owners didn't raise enough revenue to repay their SBA loans last year; more than one in four (26%) have defaulted on their loans since 2000.
Conclusion
The moral of this story? If you're going to take on an SBA loan to finance your franchise, take a close look at which fellow entrepreneurs failed before you face the same fate.
Live it, Love it, Share it - OURBLOC.com
the SHOPPE: Ideeli Sales!
Sign up at www.ideeli.com and take advantage of the sales! Hurry these sales go quickly 24hrs (or when it sells out)!
harajuku lovers
sale
shoes
for maggy boutique
atelier
suit separates and outerwear
Happy Shopping ;-p
Courtesy of Ideeli
Follow Autty on Twitter @theautty
OURBLOC.com: Quote of the day
"Life is too important a thing ever to talk seriously about." - Oscar Wilde
quote provided by OURBLOC.com Fashion Editor Autty
Follow Autty on Twitter @theautty
theautty@ourbloc.com
Live it, Love it, Share it - OURBLOC.com
quote provided by OURBLOC.com Fashion Editor Autty
Follow Autty on Twitter @theautty
theautty@ourbloc.com
Live it, Love it, Share it - OURBLOC.com
NBA Scores from 11/2/2009
New Jersey 68
Charlotte 79
Final
New Orleans 111
New York 117
Final
Houston 113
Utah 96
Final
Memphis 116
Sacramento 127
Final OT
Minnesota 90
LA Clippers 93
Final
fashion BLOC: Style of the Week - "Leopard Love"
Name: Simone Skye
Occupation: Singer/Songwriter in Houston, TX
I am a Firm believer in The Little Black Dress, but I like to have a flare with anything I do, so in this case I found the best of both worlds. Full Animal print can come off garish and trashy while all black can sometimes make you fade into the background, this dress along with understated jewelry and the complimenting hair color gave me the WoW factor I was looking for without looking too overdone!
What do you love about your style? I love that it's understated but somehow still catches peoples attention, plus it accentuates my curves but hides my flaws. lol
What inspires you about your style? The inspiration for the look is my bold take on the "Little Black Dress"; all Sassy Chic.
MY TAKE: Why this works? Its simple, sassy chic....Simone spruced up the LBD by snatching up one with a leopard top and like she said...the hair, the minimalist accessories, and natural sass say it all...GET IT! :-D Follow Simone on Twitter @SimoneSkye
Occupation: Singer/Songwriter in Houston, TX
I am a Firm believer in The Little Black Dress, but I like to have a flare with anything I do, so in this case I found the best of both worlds. Full Animal print can come off garish and trashy while all black can sometimes make you fade into the background, this dress along with understated jewelry and the complimenting hair color gave me the WoW factor I was looking for without looking too overdone!
What do you love about your style? I love that it's understated but somehow still catches peoples attention, plus it accentuates my curves but hides my flaws. lol
What inspires you about your style? The inspiration for the look is my bold take on the "Little Black Dress"; all Sassy Chic.
MY TAKE: Why this works? Its simple, sassy chic....Simone spruced up the LBD by snatching up one with a leopard top and like she said...the hair, the minimalist accessories, and natural sass say it all...GET IT! :-D Follow Simone on Twitter @SimoneSkye
Check out more of OURBLOC.COM's Style of the Week every week!
Written By: Autty
Monday, November 02, 2009
the Classifieds: 6 Thriving Jobs That Are Here to Stay
Posted courtsey of Yahoo! Hotjobs.com
by Woodrow Aames, FindtheRightSchool.com
Even in a turbulent economy there's hope for sustained employment in careers that stand the test of time. The downturn means an opportunity for those who want to return to school to increase their skills and earning power -- or for those who are training for their first job.
In any recession, the outcome often means the job market reshapes itself, with in-demand careers rising to the top. Job titles may change, but professionals with key skill sets will continue to thrive in careers with staying power.
If you're looking for career training, a college degree, or certification courses to qualify for a profession with legs, here are six careers to consider:
Alternative Energy Engineers
Green is good. And engineers with specializations in environmental sciences will find themselves valued in today's and tomorrow's economy. You'll be designing solutions for issues of global warming, waste water and air pollution, outdated fossil fuel energy systems, and excessive carbon footprints.
Join the ranks of environmental engineers with a bachelor's degree in engineering. Or, if you're an engineer, take a master's degree in environmental studies or advanced engineering. Job growth is predicted at 25 percent between 2006 and 2016, and the 2008 median annual wage was $74,020.
Registered Nurses
Registered nursing tops the health-care occupations with the greatest number of total jobs (2.5 million). Openings are expected to rise 23 percent from 2006 to 2016. Recent news reports say that 116,000 jobs for registered nurses are currently open in hospitals, with another 100,000 unfilled positions at nursing homes. An additional 587,000 new jobs are predicted to open, which makes nursing the single-largest occupation in terms of career growth.
Prepare to land an opening by completing an online associate or bachelor's degree program in nursing. The median 2008 annual wage for registered nurses was $62,450, with top earnings at $92,240.
Accountants
People who count money and help others prepare for taxation have been around forever. Job growth is projected at 18 percent between 2006 and 2016.
To join this nearly-bulletproof profession, complete an online bachelor's degree in accounting. To increase your earning potential, take national exams to qualify as a certified public accountant. In 2008, the median annual wage was $59,430, with accountants in the top-earning bracket drawing $102,380.
Paralegals
Lawyers are bound to last the economic shakedown, but they're having trouble handling the workload. That's why paralegals are increasingly brought into private practice, government organizations, and corporate legal departments to shoulder the research and paperwork duties. Projections show a 22 percent increase in paralegals during the 2006-2016 decade.
There are online associate's and bachelor's degree programs that qualify paralegals to enter the law office and courthouse. Earnings are rising, too. The median 2008 annual wage for paralegals was $46,120, with the top 10 percent taking home $73,450.
Physician Assistants
Health-care professions are on the rise. The employment of physician assistants is projected to grow by 27 percent from 2006 to 2016. Physician assistants handle a great many medical procedures under the direct supervision of a doctor, including making diagnoses, conducting examinations, and taking medical histories.
The states and the District of Columbia require physician assistants to pass a physician assistant national certifying examination in addition to completing a two-year degree program. Employers are looking for candidates with bachelor's degrees and health-care experience. The median annual wage for physician assistants in 2008 was $81,230.
College Professors and Post-Secondary Teachers
The current generation of qualified educators is facing retirement. The U.S. Labor Department predicts a 23 percent increase in jobs for postsecondary teachers between 2006 and 2016. That means ample openings at trade schools, vocational schools, community colleges, and universities. Requirements vary by institution and subject matter.
At the university level, you'll often need to complete a Ph.D. in your field. At community colleges, professors and instructors may only need a master's degree to land a faculty position. In technical institutes, an undergraduate degree and on-the-job experience in your subject matter may suffice. Wages vary greatly, between $58,662 and $98,974.
Even in today's uncertain economic climate, there are careers with resilience and a promising upside. While others may emerge out of the tumult, these six professions deserve consideration.
Live it, Love it, Share it - OURBLOC.com
by Woodrow Aames, FindtheRightSchool.com
Even in a turbulent economy there's hope for sustained employment in careers that stand the test of time. The downturn means an opportunity for those who want to return to school to increase their skills and earning power -- or for those who are training for their first job.
In any recession, the outcome often means the job market reshapes itself, with in-demand careers rising to the top. Job titles may change, but professionals with key skill sets will continue to thrive in careers with staying power.
If you're looking for career training, a college degree, or certification courses to qualify for a profession with legs, here are six careers to consider:
Alternative Energy Engineers
Green is good. And engineers with specializations in environmental sciences will find themselves valued in today's and tomorrow's economy. You'll be designing solutions for issues of global warming, waste water and air pollution, outdated fossil fuel energy systems, and excessive carbon footprints.
Join the ranks of environmental engineers with a bachelor's degree in engineering. Or, if you're an engineer, take a master's degree in environmental studies or advanced engineering. Job growth is predicted at 25 percent between 2006 and 2016, and the 2008 median annual wage was $74,020.
Registered Nurses
Registered nursing tops the health-care occupations with the greatest number of total jobs (2.5 million). Openings are expected to rise 23 percent from 2006 to 2016. Recent news reports say that 116,000 jobs for registered nurses are currently open in hospitals, with another 100,000 unfilled positions at nursing homes. An additional 587,000 new jobs are predicted to open, which makes nursing the single-largest occupation in terms of career growth.
Prepare to land an opening by completing an online associate or bachelor's degree program in nursing. The median 2008 annual wage for registered nurses was $62,450, with top earnings at $92,240.
Accountants
People who count money and help others prepare for taxation have been around forever. Job growth is projected at 18 percent between 2006 and 2016.
To join this nearly-bulletproof profession, complete an online bachelor's degree in accounting. To increase your earning potential, take national exams to qualify as a certified public accountant. In 2008, the median annual wage was $59,430, with accountants in the top-earning bracket drawing $102,380.
Paralegals
Lawyers are bound to last the economic shakedown, but they're having trouble handling the workload. That's why paralegals are increasingly brought into private practice, government organizations, and corporate legal departments to shoulder the research and paperwork duties. Projections show a 22 percent increase in paralegals during the 2006-2016 decade.
There are online associate's and bachelor's degree programs that qualify paralegals to enter the law office and courthouse. Earnings are rising, too. The median 2008 annual wage for paralegals was $46,120, with the top 10 percent taking home $73,450.
Physician Assistants
Health-care professions are on the rise. The employment of physician assistants is projected to grow by 27 percent from 2006 to 2016. Physician assistants handle a great many medical procedures under the direct supervision of a doctor, including making diagnoses, conducting examinations, and taking medical histories.
The states and the District of Columbia require physician assistants to pass a physician assistant national certifying examination in addition to completing a two-year degree program. Employers are looking for candidates with bachelor's degrees and health-care experience. The median annual wage for physician assistants in 2008 was $81,230.
College Professors and Post-Secondary Teachers
The current generation of qualified educators is facing retirement. The U.S. Labor Department predicts a 23 percent increase in jobs for postsecondary teachers between 2006 and 2016. That means ample openings at trade schools, vocational schools, community colleges, and universities. Requirements vary by institution and subject matter.
At the university level, you'll often need to complete a Ph.D. in your field. At community colleges, professors and instructors may only need a master's degree to land a faculty position. In technical institutes, an undergraduate degree and on-the-job experience in your subject matter may suffice. Wages vary greatly, between $58,662 and $98,974.
Even in today's uncertain economic climate, there are careers with resilience and a promising upside. While others may emerge out of the tumult, these six professions deserve consideration.
Live it, Love it, Share it - OURBLOC.com
the Internal Memo: New Table of Contents
A few weeks ago, we announced that the site will have a few exciting changes forthcoming. Well I am pleased to announce the first of those changes.
Today we launched a new table of Contents feature that will help everyone locate their favorite article sections faster. Here is a breakdown of our Section Headers:
Table of Contents
OURBLOC Style of the Week - this section will feature everyday stylish individuals on a weekly basis. If you have style or a interesting look and would like to be considered for this section;email theautty@ourbloc.com. By the way (BTW) you don't have to be a model for consideration.
pic of the day - Random, interesting pictures members of the ourbloc team and readers snap around their city. Email picoftheday@ourbloc.com if you have a random interesting pic you would like to share
quote of the day - Quotes that wil inspire you on a daily basis
Random Rant and Rave - This is where we can vent and share things that piss us off to no end lol. Call it your therapy section
the Arcade - This section will highlight video game releases
the BANK - Financial tips, facts, books, and commentation
the Classifieds - Information about items for sale or available opportunties
the Fashion Bloc - A must read section for everything fashion
the Flat Screen - A recap of your favorite shows on TV
the Internal Memo - OURBLOC.com team member announcements and contests
the Mental Relaxation - Another inspirational section to motivate and inspire on a daily basis
the OFFICE TOWER - Articles and post about the happenings in the business community
the Picture House - Movie reviews and coming attractions
the Polling Station - Everything political
the SHOPPE - Where to buy and shop for great deals and discounts. This is an expansion to the Fashion Bloc
the STADIUM - Everything Sports
the Stoop - Everything news related
the Student Union - College life and experiences by our college writers and readers
the Sweet Shoppe - This section highlights aspiring Female, Male or Child models. This section is for submission only if you have professional images. email chrystiana@ourbloc.com for more details.
the Travel Agency - Everything travel related
the VID BLOC- Music, News, Fashion, sports, etc Video posts
the WALKMAN - Stay in the know with all the latest music from every genre
We like to thank everyone for reading OURBLOC.com and we encourage you to share the site with your friends.
Live it, Love it, Share it - OURBLOC.com
Today we launched a new table of Contents feature that will help everyone locate their favorite article sections faster. Here is a breakdown of our Section Headers:
Table of Contents
OURBLOC Style of the Week - this section will feature everyday stylish individuals on a weekly basis. If you have style or a interesting look and would like to be considered for this section;email theautty@ourbloc.com. By the way (BTW) you don't have to be a model for consideration.
pic of the day - Random, interesting pictures members of the ourbloc team and readers snap around their city. Email picoftheday@ourbloc.com if you have a random interesting pic you would like to share
quote of the day - Quotes that wil inspire you on a daily basis
Random Rant and Rave - This is where we can vent and share things that piss us off to no end lol. Call it your therapy section
the Arcade - This section will highlight video game releases
the BANK - Financial tips, facts, books, and commentation
the Classifieds - Information about items for sale or available opportunties
the Fashion Bloc - A must read section for everything fashion
the Flat Screen - A recap of your favorite shows on TV
the Internal Memo - OURBLOC.com team member announcements and contests
the Mental Relaxation - Another inspirational section to motivate and inspire on a daily basis
the OFFICE TOWER - Articles and post about the happenings in the business community
the Picture House - Movie reviews and coming attractions
the Polling Station - Everything political
the SHOPPE - Where to buy and shop for great deals and discounts. This is an expansion to the Fashion Bloc
the STADIUM - Everything Sports
the Stoop - Everything news related
the Student Union - College life and experiences by our college writers and readers
the Sweet Shoppe - This section highlights aspiring Female, Male or Child models. This section is for submission only if you have professional images. email chrystiana@ourbloc.com for more details.
the Travel Agency - Everything travel related
the VID BLOC- Music, News, Fashion, sports, etc Video posts
the WALKMAN - Stay in the know with all the latest music from every genre
We like to thank everyone for reading OURBLOC.com and we encourage you to share the site with your friends.
Live it, Love it, Share it - OURBLOC.com
the Stadium: NBA Scores from 11/1/2009
Orlando 125
Toronto 116
Final
Chicago 87
Miami 95
Final
New Orleans 87
Boston 97
Final
Portland 83
Oklahoma City 74
Final
Memphis 123
Denver 133
Final
Minnesota 112
Phoenix 120
Final
Atlanta 110
LA Lakers 118
Final
Follow the NBA on Twitter @NBA
Live it, Love it, Share it - OURBLOC.com
OURBLOC.com: Quote of the Day
" If you want to increase your success rate, double your failure rate." -by Thomas John Watson, Sr.-
quote provided by @RobertWisdom from Twitter
Live it, Love it, Share it - OURBLOC.com
quote provided by @RobertWisdom from Twitter
Live it, Love it, Share it - OURBLOC.com
Sunday, November 01, 2009
OURBLOC.com: Quote of the Day
"Your path to a million dollars always starts with $1" - Jouran Crosby
Live it, Love it, Share it - OURBLOC.com
Live it, Love it, Share it - OURBLOC.com
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